Commercial Portfolio Manager
Company: GPAC
Location: New Orleans
Posted on: June 26, 2025
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Job Description:
Commercial Portfolio Manager – General Position The Commercial
Lending Portfolio Manager II is responsible for evaluating and
preparing commercial loan applications and recommending
approval/disapproval of complex commercial loans in a timely manner
while adhering to bank standards and loan policies. The Portfolio
Manager will work with the senior manager or Commercial Lenders to
meet client expectations. Duties and Responsibilities: The
Commercial Lending Portfolio Manager will learn to underwrite loan
requests which include new loans, amendments, extensions,
modifications, and renewals. Responsible for performing and
reviewing financial analyses and producing a cash flow worksheet.
Analyze financial statements, industry and market data and prepares
credit approval package that clearly outlines and expresses an
independent opinion on key considerations in the credit decision.
Work with Lender in evaluating the general contractor and property
management company, if applicable. Work with Commercial Lenders in
reviewing borrowing certificates to assess compliance. Pull credit
reports. Work with lender to produce term sheets and commitment
letters. Review draw requests and coordinates property inspection
and certification of draw by an independent inspector Track and
resolve document exceptions related to closing and all ongoing
exceptions. Test performance against original underwriting and
covenant requirements upon receipt of required reporting
information Work with lender to enter information into nCino and
submit loan packages for approval. Request financial spreads,
global cash flow analysis, appraisals, evaluations, and
environmental information. Work with Commercial Lenders in
obtaining and reviewing construction loan documentation in relation
to Borrower draw requests. Gather BBCs, Leases, GCs, etc. Review
all loan documents prior to and post-closing to ensure accuracy and
completion in accordance with loan approval. Perform annual,
quarterly, or more frequent reviews to assess project performance
via covenant testing, if applicable, and risks associated with the
project, borrower, and guarantors. Remain informed of current
economic and legislation conditions. Serve in civic, community and
industry related activities, as needed. Remain current on FDIC,
OCC, and State Banking Regulations Maintains a thorough knowledge
of Bank products, services, policies, procedures, and appropriate
regulatory issues as related to daily job functions, including but
not limited to: Bank Secrecy Act; Privacy Act; Fair Lending Act;
Regulation E, etc. Completes required compliance training and
adheres to the Bank’s standard of conduct. Participates in the
bank’s High-Performance Rewards Connections program. Makes
referrals to the Mortgage Center and Wealth Management. Performs
other duties as requested. Position Requirements: Bachelor’s degree
in Business Administration, Finance, Accounting, or a closely
related field Minimum 5 years banking experience with at least 2
years’ credit analysis experience and working with Commercial
Underwriters and Lenders or a Master’s degree in Business
Administration, Finance, Accounting or a closely related field
Experience assisting Commercial Lenders with high dollar credit
amounts Extensive knowledge of commercial and retail lending
services, documentation, underwriting, regulatory guidelines,
financial ratios, credit analysis, and lending duties is required
Able to interpret and analyze personal and business tax
returns/financial statements Ability to calculate complicated
financial ratios and apply accordingly Excellent communication
skills both orally and in writing, read, analyze, and interpret
general business periodicals, professional journals, technical
procedures or governmental regulations Ability to write reports and
business correspondence General computer and typing experience with
Microsoft Office Suite, to include Excel, Word, and Outlook Must
possess attention to detail Work outside of regular business hours,
as deemed necessary Ability to handle multiple tasks with daily
deadlines. Apply: Please submit your resume to
wendy.hicks@gogpac.com or contact me at: 605-403-5157 All qualified
applicants will receive consideration without regard to race, age,
color, sex (including pregnancy), religion, national origin,
disability, sexual orientation, gender identity, marital status,
military status, genetic information, or any other status protected
by applicable laws or regulations. GPAC (Growing People and
Companies) is an award-winning search firm specializing in placing
quality professionals within multiple industries across the United
States since 1990. We are extremely competitive, client-focused and
realize that our value is in our ability to deliver the right
solutions at the right time.
Keywords: GPAC, Biloxi , Commercial Portfolio Manager, Accounting, Auditing , New Orleans, Mississippi